Terms and Conditions

Effective Date: July 1, 2026

Last Updated: July 1, 2026

1. Acceptance of Terms

By accessing and using this website, you agree to be bound by these Terms and Conditions and all applicable laws. If you do not agree, please do not use this website.

2. Independent Insurance Agency Disclosure

Auletta Insurance Agency is an independent insurance agency located in the State of New Jersey. We represent multiple insurance carriers and offer insurance products through those carriers. We do not provide insurance coverage directly.

3. No Binding Coverage

Coverage cannot be bound, changed, or confirmed via this website, email, voicemail, or online forms. Insurance coverage is only effective after it has been confirmed by a licensed representative of our agency and the applicable insurance carrier.

4. Quote Information Disclaimer

Any quotes or premium indications provided through this website are estimates only. Final premiums and coverage are subject to underwriting approval by the insurance carrier.

5. Accuracy of Information

You agree to provide accurate and complete information when submitting any forms through this website. Providing inaccurate or incomplete information may result in inaccurate quotes or denial of coverage.

6. Use of Website

You agree to use this website only for lawful purposes. You may not use the site in any way that may damage or impair it, attempt unauthorized access, or use it for fraudulent purposes.

7. Electronic Communications & E-Sign Consent

By using this website or submitting forms, you consent to receive electronic communications from Auletta Insurance Agency, including documents, disclosures, and notices. You agree that electronic records and signatures are legally binding. You may request paper copies or withdraw consent by contacting the agency.

8. SMS/Text Message Communications

By providing your phone number, you consent to receive text messages related to quotes, policies, and service updates. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. We do not sell your mobile information.

9. Intellectual Property

All website content is the property of Auletta Insurance Agency and may not be reproduced without permission.

10. Third-Party Links

This website may contain links to third-party sites. We are not responsible for their content or privacy practices.

11. Limitation of Liability

Auletta Insurance Agency is not liable for damages arising from the use of this website or reliance on its content.

12. Disclaimer of Warranties

This website is provided ‘as is’ without warranties of any kind.

13. Changes to Terms

We may update these Terms and Conditions at any time. Changes will be posted on this page.

14. Governing Law

These Terms are governed by the laws of the State of New Jersey.