Dwelling Fire/Rental Property

Owning a rental property presents a unique risk and cannot be insured in the same way as an owner-occupied home.  As the landlord, you are not responsible for your tenant’s personal items, so this coverage is not included (unless you provide furnishings for your tenant).  An important coverage that is included is loss of rental income in the event of a covered claim.*

*Coverage subject to policy limits, exclusions and conditions.