Workers Compensation Insurance

Workers Compensation Insurance provides coverage for employees of your business for injuries occurring during the course of employment.  It provides medical care, rehabilitation, disability and death coverage.  The rate is dependent upon the type of business you have as well as your total payroll.  The business owner can also choose to be included or excluded for coverage in the state of NJ, except in the case of a corporation when the owner is considered an employee of the corporation and must be included.