We work for you, not the Insurance company.
Somebody you trust and rely on should help you answer these tough questions. The independent agent has been answering questions like these for over a hundred years. The independent agent has and continues to be the best resource when professional advice is essential to ensure proper protection.
The independent agent is trained to protect your assets.
The independent agent should never be an order taker. We are trained to ask the right questions so that we can fully understand your exposures and tolerance to risk and recommend appropriate protection. As your needs change, such as a child learning to drive or going off to college, we will help you adapt your insurance coverage to respond to these new risks.
We have people at the end of our phone lines, not a recording.
Many companies want to sell you insurance over the Internet or from an 800 number located miles from your home or business. The problem is most people need more than a "cookie cutter" insurance policy. Professional insurance guidance is about real people with real protection needs. Your independent agent will take the time to understand your particular needs and design solutions around them.
The independent agent will work for you when you need him/her most . . . after a claim.
Independent agents will get directly involved with your claim, help explain the process, and keep the process moving. We understand that your satisfaction and confidence in us depends on helping you to get things back to normal as quickly as possible. We also know that our professional reputation is on the line with every customer we assist. The independent agent will never charge you money for claims assistance. Our help is professional, prompt, and free.
Our independence gives you more options.
Independent agents are not employees of insurance companies. . . we work for you. As independent business people we have contractual relationships with many insurance companies. These relationships allow us to search multiple companies for the product and premium that best fits your wants and needs. These contracts also protect you and ensure that all parties live up to their promises and obligations.
Our independence is your advantage.
We are the only source that provides all of these services nationwide:
- People in your community who you know and trust
- Access to many, not just one, insurance company programs
- State and National advocacy for protecting the rights of consumers.